Pnc Bank Cd Rates April 2024. We meticulously analyzed the interest rates offered by each bank on their certificate of deposit (cd) products. Cd rates may be flattening, but if treasury yields go down in 2024, cd rates could follow—regardless of what the federal funds rate does.

The top cd rate is 5.51% apy from totalbank for terms of 3 months or 6 months. That apy is more than three times the fdic’s.