Max Roth 401k Contribution 2024 Over 55. Altogether, the most that can be contributed to your 401 (k) plan between both you and your employer is $69,000 in 2024, up from $66,000 in 2023. The income limits for the roth ira apply only to roth ira contributions, so you could still contribute to a traditional ira up to the $6,500 (or $7,500) limit for 2023, and $7,000 (or.

Use our calculator to estimate your future balance. These limits increase to $69,000 and $76,500, respectively, in 2024.